Having a life insurance claim denied can leave you feeling frustrated and angry. After a denial, it might be time to hire a lawyer to help you with your claim. Many life insurance claim lawyers specialize in helping individuals obtain life insurance settlements for which they've previously been denied. These attorneys help clients:
Complete claims paperwork as required
Submit the new paperwork to the appropriate department at the insurance company
File any additionally required paperwork
Answer any questions or inquiries the company submits
Their goal is to help their clients obtain the settlements to which they are entitled, and many do not charge a fee for their services unless they are successful in their efforts on a client's behalf.
When interviewing these lawyers, inquire into:
How many insurance claims they've handled and how many have been successful
The companies they've pursued claims against in the past on behalf of clients
How many insurance claims they've litigated in state and federal courts
The lawyer's normal process for handling claims they agree to undertake
The length of time the normal claims process takes
Their fee structure and when payments are due
Whether you can speak with former clients
These are the things you need to inquire about before hiring a life insurance lawyer in Texas. Having a lawyer help you with your life insurance claim after being denied requires that you and the lawyer be open and honest. Select a lawyer with whom you think you can have a good working relationship for a lengthy period of time since some claims may take several months to manage.